[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elsve.cz\/coz-si-tak-vzit-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.elsve.cz\/coz-si-tak-vzit-pujcku\/","headline":"Co\u017e si tak vz\u00edt p\u016fj\u010dku?","name":"Co\u017e si tak vz\u00edt p\u016fj\u010dku?","description":"Snad ka\u017ed\u00e9ho z lid\u00ed potk\u00e1 n\u011bkdy v \u017eivot\u011b situace, kdy m\u00e1 tento hluboko do kapsy. A nejednou to dojde dokonce…","datePublished":"2019-11-25","dateModified":"2019-11-25","author":{"@type":"Person","@id":"https:\/\/www.elsve.cz\/author\/#Person","name":"","url":"https:\/\/www.elsve.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elsve.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elsve.cz\/wp-content\/uploads\/img_a369694_w2213_t1581784351.jpg","url":"https:\/\/www.elsve.cz\/wp-content\/uploads\/img_a369694_w2213_t1581784351.jpg","height":0,"width":0},"url":"https:\/\/www.elsve.cz\/coz-si-tak-vzit-pujcku\/","about":["Internet"],"wordCount":478,"articleBody":"       Snad ka\u017ed\u00e9ho z lid\u00ed potk\u00e1 n\u011bkdy v \u017eivot\u011b situace, kdy m\u00e1 tento hluboko do kapsy. A nejednou to dojde dokonce a\u017e tak daleko, \u017ee mus\u00ed uva\u017eovat o p\u016fj\u010dce, aby se n\u011bjak vypo\u0159\u00e1dal se v\u0161emi platbami, je\u017e jsou od n\u011bj vy\u017eadov\u00e1ny a na n\u011b\u017e se mu vlastn\u00edch pen\u011bz nedost\u00e1v\u00e1.Na takov\u00e9 p\u016fj\u010dce nemus\u00ed b\u00fdt v\u016fbec nic \u0161patn\u00e9ho. Pokud je tato vybr\u00e1na s rozumem a n\u00e1sledn\u011b pou\u017eita na sam\u00e9 d\u016fle\u017eit\u00e9 v\u011bci, je tato pomocn\u00edkem, nad kter\u00e9ho dost mo\u017en\u00e1 nen\u00ed.Ov\u0161em probl\u00e9m je tu skoro v\u017edycky. A to s t\u00edm, \u017ee ne ka\u017ed\u00e1 finan\u010dn\u00ed instituce je ochotna pomoci komukoliv. Je tak u n\u00e1s cel\u00e1 \u0159ada lid\u00ed, kte\u0159\u00ed n\u011bkdy zatou\u017e\u00ed po p\u016fj\u010dce, jen\u017ee n\u00e1sledn\u011b obch\u00e1zej\u00ed finan\u010dn\u00ed instituce a v\u00edce a v\u00edce jsou uji\u0161\u0165ov\u00e1ni, \u017ee jsou t\u011bmi \u0161patn\u00fdmi, jim\u017e nikdo nep\u016fj\u010d\u00ed. K odm\u00edtnut\u00ed poslou\u017e\u00ed jednou n\u00edzk\u00e9 \u017eadatelovy p\u0159\u00edjmy, jednou jeho nedob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a jindy t\u0159eba z\u00e1znam v registrech dlu\u017en\u00edk\u016f, hroz\u00edc\u00ed \u010di dokonce prob\u00edhaj\u00edc\u00ed  http:\/\/mistnikultura.cz\/akce exekuce a podobn\u011b.A co si po\u010d\u00edt ve chv\u00edli, kdy u\u017e se zd\u00e1, \u017ee z\u00e1jemci nikdo nikde nep\u016fj\u010d\u00ed? Nejpozd\u011bji v tuto chv\u00edli vel\u00ed rozum zkusit \u0161t\u011bst\u00ed i u nebankovn\u00edch spole\u010dnost\u00ed. A tady to najednou jde.Nebankovn\u00ed sektor je \u010dasto ochoten p\u016fj\u010dovat pen\u00edze i t\u011bm, nad nimi\u017e ostatn\u00ed d\u00e1vno zlomili pomyslnou h\u016fl. Pokud si vezmeme t\u0159eba takov\u00fd produkt, jako je americk\u00e1 hypot\u00e9ka bez registru, pak je to pr\u00e1v\u011b ten, jen\u017e dok\u00e1\u017ee spasit kdekoho. U t\u00e9to hypot\u00e9ky toti\u017e nejde v\u016fbec o to, zda m\u00e1 \u017eadatel vysok\u00e9 p\u0159\u00edjmy a zaplatil hodn\u011b na dan\u00edch, zda m\u00e1 registry \u010dist\u00e9 jako lilie a i jinak \u010dist\u00fd \u0161t\u00edt. Tady z\u00e1le\u017e\u00ed v\u00fdlu\u010dn\u011b na tom, aby m\u011bl \u017eadatel nemovitost, j\u00ed\u017e se m\u016f\u017ee za onu hypot\u00e9ku zaru\u010dit, a aby m\u011bl z \u010deho spl\u00e1cet. Na ni\u010dem jin\u00e9m tu nesejde.A kdo vyhov\u00ed v tomto minimu ohled\u016f? Ten m\u016f\u017ee klidn\u011b po\u010d\u00edtat s t\u00edm, \u017ee dostane velice rychle p\u016fj\u010dku a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent odhadn\u00ed ceny on\u00e9 j\u00edm zastaven\u00e9 nemovitosti. Ani\u017e by bylo nutn\u00e9 platit cokoliv p\u0159edem, ani\u017e by cokoliv hrozilo, z\u00edsk\u00e1 \u010dlov\u011bk pen\u00edze, je\u017e m\u016f\u017ee pou\u017e\u00edt na cokoliv. A je\u017e m\u016f\u017ee n\u00e1sledn\u011b spl\u00e1cet t\u0159eba i dlouh\u00fdch t\u0159icet let. A \u0159ekn\u011bte sami \u2013 kdo nab\u00eddne \u010dlov\u011bku v nesn\u00e1z\u00edch v\u00edc?                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co\u017e si tak vz\u00edt p\u016fj\u010dku?","item":"https:\/\/www.elsve.cz\/coz-si-tak-vzit-pujcku\/#breadcrumbitem"}]}]