[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elsve.cz\/zvitezte-nad-problemy\/#Article","mainEntityOfPage":"https:\/\/www.elsve.cz\/zvitezte-nad-problemy\/","headline":"Zv\u00edt\u011bzte nad probl\u00e9my","name":"Zv\u00edt\u011bzte nad probl\u00e9my","description":"Pokud m\u00e1 \u010dlov\u011bk jednu kapsu pr\u00e1zdnou a druhou vysypanou, m\u00e1 nejednou t\u011b\u017ek\u00fd \u00fad\u011bl. Proto\u017ee n\u011bkdo takov\u00fd si mus\u00ed odp\u00edrat t\u0159eba…","datePublished":"2019-06-21","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.elsve.cz\/author\/#Person","name":"","url":"https:\/\/www.elsve.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elsve.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elsve.cz\/wp-content\/uploads\/img_a352432_w1722_t1566984398.png","url":"https:\/\/www.elsve.cz\/wp-content\/uploads\/img_a352432_w1722_t1566984398.png","height":0,"width":0},"url":"https:\/\/www.elsve.cz\/zvitezte-nad-problemy\/","about":["Ekonomika"],"wordCount":427,"articleBody":"           Pokud m\u00e1 \u010dlov\u011bk jednu kapsu pr\u00e1zdnou a druhou vysypanou, m\u00e1 nejednou t\u011b\u017ek\u00fd \u00fad\u011bl. Proto\u017ee n\u011bkdo takov\u00fd si mus\u00ed odp\u00edrat t\u0159eba i naprosto b\u011b\u017en\u00e9 v\u011bci a vy\u010dle\u0148ovat se tak ze spole\u010dnosti a str\u00e1dat.M\u016f\u017ee tomu tak b\u00fdt, ale tak\u00e9 nemus\u00ed. Proto\u017ee i takov\u00e9mu jedinci se nab\u00edz\u00ed v\u00fdchodisko, umo\u017e\u0148uj\u00edc\u00ed mu nastalou situaci zvl\u00e1dnout. A sice nebankovn\u00ed hypot\u00e9ka, tedy p\u016fj\u010dka, na ni\u017e dos\u00e1hne i cel\u00e1 \u0159ada v\u00edce ne\u017e problematick\u00fdch \u017eadatel\u016f. O t\u011bch bezprobl\u00e9mov\u00fdch u\u017e ani nemluv\u011b.Pro\u010d je tomu tak?V prvn\u00ed \u0159ad\u011b proto, \u017ee ten, kdo chce podobnou p\u016fj\u010dku z\u00edskat, pot\u0159ebuje nemovitost, ji\u017e by mohl d\u00e1t do z\u00e1stavy. Proto\u017ee jej\u00ed poskytovatel, nebankovn\u00ed spole\u010dnost, tou\u017e\u00ed jako ka\u017ed\u00fd po jistot\u011b, \u017ee se j\u00ed p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1t\u00ed, a tud\u00ed\u017e chce m\u00edt z\u00e1ruku v t\u00e9to podob\u011b. V podob\u011b nemovitosti, je\u017e by j\u00ed p\u0159\u00edpadn\u011b propadla, kdyby se dlu\u017en\u00edk nem\u011bl ke spl\u00e1cen\u00ed. Ale nikdy jindy.D\u00e1t tu nemovitost do z\u00e1stavy nep\u0159edstavuje \u017e\u00e1dn\u00fd probl\u00e9m. \u010clov\u011bk ji toti\u017e m\u016f\u017ee i nad\u00e1le u\u017e\u00edvat stejn\u011b jako doposud, pouze je \u00fa\u0159edn\u011b zaznamen\u00e1no, \u017ee je tato v z\u00e1stav\u011b. Nic v\u00edc.Krom\u011b toho mus\u00ed \u017eadatel m\u00edt alespo\u0148 minim\u00e1ln\u00ed prokazateln\u00e9 p\u0159\u00edjmy, posta\u010duj\u00edc\u00ed k tomu, aby bylo mo\u017eno spl\u00e1cet alespo\u0148 ty nejni\u017e\u0161\u00ed p\u0159edstaviteln\u00e9 spl\u00e1tky. Co\u017e ale rozhodn\u011b nejsou \u017e\u00e1dn\u00e9 velk\u00e9 pen\u00edze.A jak u\u017e tomu tak b\u00fdv\u00e1, sehr\u00e1v\u00e1 i zde svou roli registr dlu\u017en\u00edk\u016f, v n\u011bm\u017e v\u0161ak v tomto p\u0159\u00edpad\u011b \u017eadatel n\u011bjak\u00fd ten z\u00e1znam m\u00edt m\u016f\u017ee. Pouze tento nesm\u00ed signalizovat, \u017ee doty\u010dn\u00fd nebude schopen i ochoten dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm.Je-li v\u0161e v tomto ohledu v po\u0159\u00e1dku, nemus\u00ed se \u010dlov\u011bk strachovat a m\u016f\u017ee si o tuto hypot\u00e9ku po\u017e\u00e1dat. Proto\u017ee \u017e\u00e1dost v podob\u011b jedin\u00e9ho vypln\u011bn\u00e9ho online formul\u00e1\u0159e a jednoho jedin\u00e9ho e-mailu s n\u011bkolika sn\u00edmky nemovitosti ur\u010den\u00fdmi k posouzen\u00ed opr\u00e1vn\u011bn\u00fdmi osobami nen\u00ed v\u011bru ni\u010d\u00edm nezvladateln\u00fdm, to dok\u00e1\u017ee skoro ka\u017ed\u00fd levou zadn\u00ed, jak se \u0159\u00edk\u00e1.O v\u0161e ostatn\u00ed u\u017e se postar\u00e1 poskytovatel a \u017eadatel m\u00e1 pot\u0159ebn\u00e9 pen\u00edze na \u00fa\u010dtu z\u00e1hy. A m\u016f\u017ee je pou\u017e\u00edt na cokoliv.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zv\u00edt\u011bzte nad probl\u00e9my","item":"https:\/\/www.elsve.cz\/zvitezte-nad-problemy\/#breadcrumbitem"}]}]